541-687-0884 Start a quote

Renters

Your landlord’s policy covers the building. Not your things.

Renters coverage is the cheapest policy we write and the one most often skipped. It covers your belongings, your liability, and somewhere to stay if the unit becomes unlivable.

Your stuff, anywhere

Coverage usually follows your belongings outside the unit too — a laptop stolen from a car is typically still covered.

Liability, which is the real reason

If a guest is injured or you cause damage to the building, this is what stands between that and your savings.

Loss of use

If a fire makes the place unlivable, the policy helps pay for somewhere to stay while it’s repaired.

It bundles too

Pairing renters with auto still earns a multi-policy discount with most carriers.

Questions we get

Common questions about renters insurance

How much does it cost?

Most Eugene renters policies land under $20 a month. It is usually the least expensive thing in anyone’s insurance file.

My landlord requires it. What limits?

Leases commonly ask for $100,000 or $300,000 in liability. Send us the lease language and we’ll match it exactly.

I have a roommate. One policy or two?

Generally two. Policies cover the named insured and relatives — an unrelated roommate needs their own.

Get a quote in about a minute.

Answer a few questions and we’ll shop it across our carriers. A real person reviews every quote before anyone calls you.